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LIFE INSURANCE: A policy that provides protection against the death of an individual in the form of payment to a beneficiary -- usually a family member,
business or institution.
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ANNUITY: A contract sold by an insurance company, used as a fixed or variable savings tool or to provide a lifetime income stream.
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LONG TERM CARE INSURANCE: A
variety of services that provide medical and non-medical assistance to
individuals who need help with the activities of daily living.
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DISABILITY INSURANCE:
Provides a monthly income to a beneficiary who is unable to work due to an accident or illness.
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AUTO INSURANCE: Purchased for cars, trucks and other vehicles by the owner to cover losses due to traffic accidents or theft.
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HOME INSURANCE: A
policy that protects the owner against loss/ damage to the home or personal property (casualty) and damages to other people or
property (liability).
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HEALTH INSURANCE: Insurance coverage
for expenses (inpatient & outpatient) such as doctor visits
and hospital stays for normal and preventive care.
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BUSINESS INSURANCE:
Covering different types of property & liability (professional, product, general and commercial), for every conceivable risk your
business might face.
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CANCER INSURANCE: An insurance policy that pays money to the insured if and when you are diagnosed with cancer. It is used to help offset the costs of missing work and out of pocket expenses that are not covered in normal health insurance policies.
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BURIAL INSURANCE: A policy that is designed to help with the costs relating to one’s burial. This can be a small amount of life insurance generally with limited or no underwriting.
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RENTER'S INSURANCE: Insurance for an individual living in a rented dwelling, apartment, or other location owned by someone else. Protects tenants property due to fire, natural disaster, theft or vandalism.
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